Legal Disclaimer: Every effort has been made to accurately represent our products and programs and their potential. Any claims made of actual earnings or examples of actual results can be verified upon request. The testimonials and examples used are unique results, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

The author, the publisher, and the vendor of these products and programs make no representations or warranties regarding the outcome or the use to which these forms are put and are not assuming any liability for any claims, losses, or damages arising out of their use. The fundamental concept is that you should not rely solely upon the information or opinions you read. Rather, you should use what you read as a starting point for doing independent research. Then judge for yourself the merits of the material that has been shared on Effició.biz.

Reader agrees to indemnify and hold harmless Effició, Inc., Inc. and Effició.biz from and against any damages, costs and expenses. including any legal fees, potentially resulting from the application of any of the products provided by disclaimer applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to or use of record, whether for breach of contract, tort, negligence, or under any other cause of action.